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About

ABOUT CTT

Chandigarh Think Tank (CTT) is an independent research and policy institute focused on the business, governance and institutional landscape of Punjab, Haryana and Himachal Pradesh. Our work is grounded in field experience, forensic investigation and evidence-based analysis—not ideology or political advocacy.

We were founded on a simple conviction: one of India's fastest-growing economic regions deserves rigorous, independent analysis. Home to a globally connected NRI diaspora, major banking and industrial institutions, and three strategically important states, the Tricity region increasingly influences national policy, investment and governance. Yet it remains underserved by research that is both regionally informed and practically relevant.

CTT exists to bridge that gap. We publish original research, investigative analysis and policy commentary on the issues that shape economic growth, corporate governance, financial crime, public institutions and regulatory decision-making. Our objective is simple: to produce credible, actionable insights that help business leaders, professionals, policymakers and citizens better understand the forces shaping North India's future.

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The Team

Team

CTT is founded by professionals with direct investigative experience at two of India's premier fraud investigation agencies — CBI and SFIO.

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What
Makes
CTT
Different

Independent by Design
CTT is independent of political affiliations, corporate sponsorships and government mandates. Our research is guided solely by evidence, intellectual integrity and the interests of our readers.

Research Grounded in Real-World Experience
Our perspective combines policy research with firsthand investigative and forensic experience in financial crime, governance and regulatory systems—bringing practical insight alongside analytical rigor.

Regionally Rooted, Nationally Relevant
While we examine issues of national significance, our work places particular emphasis on the Chandigarh Tricity region, analysing how policies influence businesses, institutions, markets and communities on the ground.

Analysis for Decision-Makers
We produce research for practitioners—not just academics. Our work is designed to inform business leaders, policymakers, financial institutions, legal professionals, chartered accountants, researchers, investors and citizens seeking evidence-based, actionable insights.

Difference Maker
What We Cover

Ambit of Scope

Think

Governance & Policy

How state budgets, regulatory reforms and administrative decisions translate into ground-level impact for business and citizens across Punjab, Haryana and Himachal Pradesh.

we think and research

Fraud, Compliance & Financial Integrity

Bank fraud patterns, NPA trends, credit governance failures and compliance frameworks — analysed through the lens of investigative expertise.

growth

Politics & the Business Environment

How political decisions on mining, land, liquor, procurement and infrastructure shape industry outcomes in Punjab, Haryana and Himachal Pradesh.

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NRI & Cross-Border Economy

Punjab's NRI investment ecosystem, the India-UAE business corridor, cross-border trade flows and the economic diaspora connecting Chandigarh to Dubai and beyond.

analysis

Industry & Business

Punjab textiles, Haryana auto-ancillary, HP pharma, Tricity startups, MSME credit health and the economic corridors reshaping northern India.

Centres of Excellence

Advisory

CTT is primarily a public research platform — most of our analysis is published freely. For organisations and professionals who need deeper, customised work, we offer the following services:

Roundtables & Speaking

CTT convenes roundtables and contributes to forums, briefings and speaking engagements on governance, fraud, regional economics and financial integrity.

Research Partnerships

CTT co-publishes evidence-led regional research with financial institutions, professional firms, universities and industry bodies.

Governance Advisory

Strategic advisory on regional regulation, compliance and governance risk.

Delivered in partnership with Audit Corridor for forensic and financial integrity dimensions.

Commissioned Sector Reports

Bespoke sector reports examining regulatory environments and governance issues across Punjab, Haryana and Himachal Pradesh.

Typical scope: 15–40 page reports.

Timeline: 2–6 weeks.

Pricing on enquiry.

Policy & Regulatory Briefings

Concise, plain-language briefings on policy changes, regulatory developments and governance decisions—and what they mean for your sector.​​

Typical scope: 3–8 page briefings.

Timeline: 3–7 days.

Pricing on enquiry.

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Explore Articles

CTT Insights

Chandigarh Think Tank's analysis covers the political economy, governance landscape and industry dynamics of Punjab, Haryana and Himachal Pradesh. All CTT research is independently produced and freely available.

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TESTIMONIALS

Testimonials

As a UAE-based chemical trading company, we found Chandigarh Think Tank's research to be analytical, objective and commercially relevant. Their work demonstrated a sound understanding of regulatory developments, industry dynamics and the broader policy environment, presenting complex issues in a clear and balanced manner.

We appreciate their evidence-based approach and professional research standards, and consider their publications a valuable resource for understanding emerging business and policy issues.

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Mridula Murli

Chemstock LLC, Dubai & Umm Al Quwain

Contact

Engage with CTT

​​Chandigarh Think Tank welcomes enquiries from institutions and professionals seeking independent regional research, policy and regulatory insight, or evidence-led collaboration.

We work with financial institutions, law and accounting firms, industry associations, investors, academic institutions and public bodies through commissioned research, policy briefings, research partnerships, roundtables and governance advisory.

If your organisation is examining a complex policy, business or institutional question across Punjab, Haryana, Himachal Pradesh or the Chandigarh Tricity region, we invite you to share a brief outline of your requirements. Every engagement is assessed for strategic relevance, intellectual independence and potential public value.

Get in Touch

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