ABOUT CTT
Chandigarh Think Tank (CTT) is an independent research and policy institute focused on the business, governance and institutional landscape of Punjab, Haryana and Himachal Pradesh. Our work is grounded in field experience, forensic investigation and evidence-based analysis—not ideology or political advocacy.
We were founded on a simple conviction: one of India's fastest-growing economic regions deserves rigorous, independent analysis. Home to a globally connected NRI diaspora, major banking and industrial institutions, and three strategically important states, the Tricity region increasingly influences national policy, investment and governance. Yet it remains underserved by research that is both regionally informed and practically relevant.
CTT exists to bridge that gap. We publish original research, investigative analysis and policy commentary on the issues that shape economic growth, corporate governance, financial crime, public institutions and regulatory decision-making. Our objective is simple: to produce credible, actionable insights that help business leaders, professionals, policymakers and citizens better understand the forces shaping North India's future.

The Team
CTT is founded by professionals with direct investigative experience at two of India's premier fraud investigation agencies — CBI and SFIO.

Co-Founder & Director of Research
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Abhinandan Sharma is Co-Founder of Chandigarh Think Tank (CTT) and a forensic investigations professional. Backed by 7.5 years of experience at the Central Bureau of Investigation (CBI), he brings specialized expertise in financial crime, institutional integrity, and complex evidence analysis. At CTT, Abhinandan leverages his investigative rigor to advance evidence-led, non-partisan policy research focused on the Chandigarh Region and broader North India.

Co-Founder CTT
Aditi Bansal
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Aditi Bansal is Co-Founder and Head of Editorial & Digital Strategy at CTT. With domain expertise spanning fraud investigations at the SFIO and parliamentary policy research, she leads CTT’s analysis across financial markets, regulatory frameworks, and corporate governance. She combines an engineering and finance background (B.Tech, MBA in Finance) with Google Data Analytics certification to deliver data-backed intelligence.


What
Makes
CTT
Different
Independent by Design
CTT is independent of political affiliations, corporate sponsorships and government mandates. Our research is guided solely by evidence, intellectual integrity and the interests of our readers.
Research Grounded in Real-World Experience
Our perspective combines policy research with firsthand investigative and forensic experience in financial crime, governance and regulatory systems—bringing practical insight alongside analytical rigor.
Regionally Rooted, Nationally Relevant
While we examine issues of national significance, our work places particular emphasis on the Chandigarh Tricity region, analysing how policies influence businesses, institutions, markets and communities on the ground.
Analysis for Decision-Makers
We produce research for practitioners—not just academics. Our work is designed to inform business leaders, policymakers, financial institutions, legal professionals, chartered accountants, researchers, investors and citizens seeking evidence-based, actionable insights.
Ambit of Scope

Governance & Policy
How state budgets, regulatory reforms and administrative decisions translate into ground-level impact for business and citizens across Punjab, Haryana and Himachal Pradesh.

Fraud, Compliance & Financial Integrity
Bank fraud patterns, NPA trends, credit governance failures and compliance frameworks — analysed through the lens of investigative expertise.

Politics & the Business Environment
How political decisions on mining, land, liquor, procurement and infrastructure shape industry outcomes in Punjab, Haryana and Himachal Pradesh.

NRI & Cross-Border Economy
Punjab's NRI investment ecosystem, the India-UAE business corridor, cross-border trade flows and the economic diaspora connecting Chandigarh to Dubai and beyond.

Industry & Business
Punjab textiles, Haryana auto-ancillary, HP pharma, Tricity startups, MSME credit health and the economic corridors reshaping northern India.
Institutional Research Themes
Independent, evidence-grounded policy analysis for the Chandigarh Region, Punjab, Haryana and Himachal Pradesh.
Regional Governance & Metropolitan Coordination
Analyzing administrative gaps, inter-state coordination, and municipal governance models across the Tricity (Chandigarh, Mohali and Panchkula).
Urban Infrastructure & Mobility
Assessing public transit connectivity, sustainable urban development, regional mobility and public infrastructure delivery.
Economic Policy & Regional Growth
Research into regional industrial clusters, trade corridors, fiscal sustainability and economic modernization
Institutional Integrity & Public Administration
Applied analysis of administrative accountability, statutory compliance and public sector governance systems.
Environmental Resilience & Resource Governance
Researching regional water security, air quality management, urban ecology and climate resilience across the Shivalik foothills and North India.

CTT Insights: Research Methodology and Use of AI
Chandigarh Think Tank is an independent policy research platform focused on North India, with particular emphasis on the political economy, governance and industry dynamics of Punjab, Haryana and Himachal Pradesh. Our work is regionally rooted and nationally relevant. CTT research is independently produced and freely available.
Our research draws primarily on government, regulatory, institutional and other credible sources. AI-assisted research tools support source discovery, evidence organisation, data preparation, visualisation and communication.
All substantive analysis remains human-reviewed and human-led. CTT researchers verify sources, assess materiality, challenge assumptions, interpret evidence and retain responsibility for conclusions and forward-looking assessments.
Research protocols and quality-control checks govern AI-assisted workflows to protect accuracy, independence, transparency, editorial judgement and analytical accountability.
AI expands research capacity. Human judgement remains accountable.
TESTIMONIALS
Engage with CTT
Chandigarh Think Tank welcomes enquiries from institutions and professionals seeking independent regional research, policy and regulatory insight, or evidence-led collaboration.
We work with financial institutions, law and accounting firms, industry associations, investors, academic institutions and public bodies through commissioned research, policy briefings, research partnerships, roundtables and governance advisory.
If your organisation is examining a complex policy, business or institutional question across Punjab, Haryana, Himachal Pradesh or the Chandigarh Tricity region, we invite you to share a brief outline of your requirements. Every engagement is assessed for strategic relevance, intellectual independence and potential public value.

Get in Touch
Let’s Work Together
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